Boat Insurance

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It is important to obtain the right insurance if you own a boat. While the homeowners’ policy may provide some limited liability coverage, for small boats, this may not include important coverage that you need. One obvious question is insuring the boat itself against physical damage. It is important to understand the difference between an “agreed value” policy and an “actual cash value” policy. In addition to bodily injury and property damage liability, coverage is available for “medical payments”, “personal effects”, “uninsured boaters liability”, “towing and assistance”, fishing equipment.

If your boat is less that 29 ft, it may qualify for a standard boat insurance policy. Many carriers offer this coverage, at competitive rates. If your boat is longer than 29ft or it is operated in international waters, such as the ocean, you may need a “yacht” policy.

Whether you have a small “rowboat”, “sail boat”, “ski boat”, “bass boat”, “jet ski” or any other kind of marine watercraft, we can obtain quotes with a top quality insurance carrier that offers competitive pricing with outstanding coverage.

Contact us today. T.D. McNeil Insurance Services. 110 Blue Ravine Rd. Suite 105, Folsom, CA. Email us at info@tdmins.com or call us at 916 983 2561. You will be glad you did!

As an Independent Insurance Agent, we at T.D. McNeil Insurance Services work for YOU, not the insurance company.