RV owners in Folsom, CA, can rely on us at T.D. McNeil Insurance Services for their insurance needs. However, it’s important to follow a few key rules when purchasing RV insurance in California.
Here are four important RV insurance rules to keep in mind.
Know how much your RV is worth.
You should insure your RV for its full value so that you won’t face any financial loss if it’s totaled. That’s why it’s important to be aware of how much your RV is worth when you purchase a policy.
Tailor your policy to your RV usage.
Some RV owners only use their RV during certain times of the year. If you don’t use your RV during certain seasons, you should make sure that the RV insurance coverage you buy is adjusted accordingly.
Many RV insurance providers offer policies that can be adjusted to only offer storage coverage for times of the year when the policyholder is not taking the insured RV out on public roads.
Meet California’s liability requirements.
By law, motorists must carry at least $30,000 in total bodily injury liability coverage. Ensuring your RV insurance policy meets all California liability coverage requirements is essential.
Compare your options to get the right policy for your needs
You have a lot of options to consider when you buy RV insurance. Compare your options before you buy a policy. You can get quotes from numerous RV insurance providers and choose the most valuable policy.
If you need a quote on an RV insurance policy in Folsom, CA, call us today at T.D. McNeil Insurance Services!