My Account
Most people will get a speeding ticket at some point in their lives, and some may get several. Understanding how speeding tickets can affect your auto insurance in California is important.
Will Speeding Tickets Increase the Price of Auto Insurance?
Unfortunately, getting a speeding ticket will likely increase the cost of your insurance. On average, a speeding ticket in California will increase the amount you pay for premiums by approximately 36%. Several factors are considered that will determine how much a premium will be raised. These factors include how much over the limit you were driving, your overall driving record, and what kind of coverage you’re looking for.
Will I Still Be Able to Purchase Auto Insurance?
You should be able to purchase insurance even after multiple tickets, but your rates will likely increase. You’ll want to shop around for an insurance company that can provide you with rates within your budget while still providing you with adequate coverage. You might also want to consider taking a traffic safety course since this may help you reduce the number of points on your driving record more quickly. After three years and three months, an insurance company in California can no longer consider the ticket when calculating your insurance rate.
Why Work With T.D. McNeil Insurance Services in Folsom, CA?
At T.D. McNeil Insurance Services in Folsom, CA, we can help you select the right auto insurance coverage. We offer several types of insurance, including different auto coverage options, and we offer different carriers with competitive rates. Even if you have speeding tickets, you’ll want to contact us today to select the right auto insurance to meet your needs.
